The concept of life insurance isn’t difficult. Essentially, life insurance protects your loved ones in the event of your death. However, there are so many life insurance options to choose from, so you need to find the right policy for your age, financial needs and budget. Do you want your life insurance policy to double as a long-term investment? Provide funds for retirement? Extend throughout your life or only for a finite period of time? We walk you through the many choices so you understand exactly what you’re getting for your premium.